Serving Medicare beneficiaries from Crestwood, Kentucky 502-526-6856

Medicare guidance, made clear

Straight answers about Medicare, from someone in your corner.

Clear Benefits Agency helps you understand your Medicare choices, compare the plans we offer in your area, and pick coverage that fits your doctors, prescriptions, and budget.

No cost and no obligation to meet with Tom.

Your free Medicare review

  • A plain-English walkthrough of how Medicare works
  • A look at your doctors and prescriptions
  • Side-by-side comparison of plans we offer in your area
  • Help with enrollment timing and next steps
Pick a time that works

How we can help

Medicare help for every stage

Whether you are new to Medicare or reviewing the coverage you already have, we help you sort through the details.

Turning 65

Understand when and how to enroll, what Parts A and B cover, and how to avoid gaps or late-enrollment penalties.

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Medicare Advantage

Compare Part C plans that bundle hospital and medical coverage, and often prescription coverage, into one plan.

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Medicare Supplement

Learn how Medigap plans can help with costs Original Medicare doesn’t cover, like deductibles and coinsurance.

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Part D Prescription Plans

Check how your medications and pharmacy fit with the prescription drug plans available through us.

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Annual Enrollment Review

Plans can change every year. We’ll review your current coverage before the Annual Enrollment Period.

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Other Insurance Questions

Have questions about other types of coverage? Ask. We’ll help you understand your options.

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Simple process

How it works

  1. Book a time

    Choose a time for your free review online, or give Tom a call.

  2. Talk it through

    We’ll go over your health needs, doctors, prescriptions, and budget.

  3. Choose with confidence

    Review plan options side by side and decide what’s right for you. No pressure.

Meet Tom

Your Medicare Man

After 23 years with Humana, Tom Doyon founded Clear Benefits Agency to give people a clear, friendly place to get their Medicare questions answered. His goal is simple: explain your options in plain language and help you choose coverage you feel good about.

About Clear Benefits Agency

Get in touch

Ready to make sense of your Medicare options?

Schedule a no-cost, no-obligation review with Tom at a time that works for you.